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This unique handbook, written for veterans, gives you everything you need to know about: how to apply, veterans service centers, choosing a facility, changing a facility, second opinions, prescriptions, dental care, chiropractic care, non-VA care, travel, POW benefits, appeals, grievances, confidentiality, financial issues, means testing, hardship determinations, waivers, medication co-payments, health insurance and a complete listing of VA facilities. NOTE: This is a print on demand handbook and is NON-REFUNDABLE. The only exception is if the handbook is damaged upon receipt. We strongly recommend viewing it BEFORE purchasing it: http://www.militaryhandbooks.com