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About 1991, I was living in a spare room in my sister's house. She was having a difficult time and would soon be selling her house. I had worked so hard and for so long, and I found myself having no money, plus there were rumors of big layoffs in the oil industry. My best estimate was ninety days, and I would have to claim my corner of that I-10 overpass to beg for food. It was an undesirable situation, and it wasn't fair. My whole entire thinking process had to be wrong. I began writing my autobiography before I started giving my money talk, while teaching safety training classes for oilfield workers, and I wanted to write both books, so I just combined them. This book was written for my children and grandchildren, and if anyone else finds it interesting, then good.