A Penny Saved Is a Penny Earned! Monthly Bill Paying Edition
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A Penny Saved Is a Penny Earned! Monthly Bill Paying Edition

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Have enough savings each month by becoming mindful of your spending. Monitoring and writing about your spending habits changes your perception of how money is used. You learn to think twice before buying. You become conscious of your dwindling resources. Most importantly, you are reminded of the bills you have to pay and when you need to pay them. Use this journal today!