Indeed credit is a very crucial factor in the development of any sector of the economy. With proper policies in place that guides how credit can be disbursed to deserving cases, then meaningful development can be realized. This book has identified the problems that impede entrepreneurs from accessing credit in Kenya from time to time. The book will benefit both Undergraduate and Postgraduate students studying Economics in Universities. Also the policy makers, Ministry of Agriculture, Farmers and banking industry fraternity will utilize this book in their daily endeavours.