Analysis of bank credit risks to individuals: BOA-BENIN

Analysis of bank credit risks to individuals: BOA-BENIN

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This study focused on the "analysis of bank credit risk to individuals: the case of BOA - Benin". In order to contribute to a much healthier analysis of credit risk, we identified the problems caused by a deficiency in the analysis of credit risk at BOA. We then looked for causes related to these problems and formulated hypotheses. We also collected information through a questionnaire that we distributed to risk staff and individual clients who had taken out loans. The results of the questionnaire were tabulated and then processed to establish a diagnosis to verify the hypotheses previously fo...