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The essential quality of an investment is that it involves 'waiting for a reward'. The term 'investment' does not appear to be as simple as it has been defined. Investment is the allocation of monetary resources to asset6s that as expected to yield some gain or positive return over a given period of time.Investments are both important and useful in the context of present day conditions.These women will responsible for planning their own investments during their working life so that other retirement they are able to have a stable income. Increase in working population, proper planning for life span and longevity have ensured the need for balanced investments.