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Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. The Australian Prudential Regulation Authority (APRA) is a and the prudential regulator of the Australian industry. APRA oversees banks, , , , and companies, and most members of the . It was established on 1 July 1998. APRA is funded largely by the industries that it supervises. APRA currently supervises institutions holding approximately A$3.6 trillion in assets for 22 million Australian depositors, policyholders and superannuation fund members. It regulates banks, general and life insurance companies, superannuation funds, credit unions, building societies and friendly societies to ensure that these institutions keep their financial promises; that is, that they will remain financially sound and able to meet their obligations to depositors, fund members and policy holders. APRA is also responsible for the registration of financial corporations.