Bancassurance in Africa
Lionel Nsadisi
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Bancassurance in Africa

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Bancassurance is becoming increasingly successful, not only in countries where it is just emerging but also in those where it has already been established for many years with consistent or even dominant market shares. In fact, in surveys, insurers cite competition from bancassurance as one of their main concerns. There is one issue on which bankers and insurers agree: the convergence of their models. But however far bancassurance may evolve, it will only be a marriage of convenience, with its requirements of profitability, prudence and, ultimately, a regime of separation of property as strict ...