Barbara Ann Good

Changing Face of Money

Will Electric Money Be Adopted in the United States?

• Gebundenes Buch

Produktbeschreibung

Although the cashless society has been predicted for at least twenty years, the new forms of card-based and software based electronic money may prove to be a partial alternative to the current forms of payment. This study examines these emerging electronic money systems and their possible adoption, primarily in the United States.

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Produktdetails

• Verlag: Routledge
• Seitenzahl: 150
• Erscheinungstermin: 17. Mai 2000
• Englisch
• Abmessung: 222mm x 145mm x 12mm
• Gewicht: 329g
• ISBN-13: 9780815338093
• ISBN-10: 0815338090
• Artikelnr.: 21937183

Autorenporträt

Barbara Ann Good

Inhaltsangabe

ContentsList of Figures
List of Tables
Preface
1. Introduction
2. Money: What it is and How it works
The Importance of Money
Other Views of Money
Is Electronic Money Really Different? Other New Payment Methods
3. An Overview of Electronic Money-Its Forms and Functions, Standards and Design Issues
History of Smart Cards
Chips vs. Magstripe Cards
Software-based Electronic Money
Standards
Security Issues
The Need for a Dominant Design
Will a Dominant Design Emerge? Conclusions
4. Innovation, Diffusion, and Electronic Money
Innovation and Diffusion
Rates of Adoption
Lessons to Be Learned
Network Economies
Conclusions
5. Electronic Money Pilot Programs
The Mondex Pilots
The VisaCash Pilots
PROTON
Europay Clip
The Netherlands Program
Other Pilots and Programs
Closed Systems
Developing Countries
Lessons Learned from the Pilots
6. Policy and Legal Issues of Electronic Money
Policy and Regulatory Issues
U.S. Current and Proposed Regulations
Basel Committee and theG-10 Proposals
Regulations in the G-10 Countries
Legal Framework Issues
Conclusions
7. Final Thoughts and Conclusions
Are Americans Different? Payments in the U.S.
The Market for Electronic Money
Introduction of Other Payment Methods
Conclusions
Future Research Efforts
Bibliography
Index.