This book was the first comprehensive treatment of credit cards in the global economy.Hinweis: Dieser Artikel kann nur an eine deutsche Lieferadresse ausgeliefert werden.
Ronald A. Mann received his JD from the University of Texas where he graduated first in his class and was the managing editor of the Texas Law Review. After graduation, he clerked for judges on the United States Court of Appeals for the Ninth Circuit and the United States Supreme Court. After three years in private practice, he worked for the Justice Department for four years as an Assistant to the Solicitor General. Before joining the Texas faculty in 2003, he taught for six years at the University of Michigan and for three years at Washington University, St Louis.
Inhaltsangabe
Introduction Part I. The Basics of Payment Cards: 1. Paper or plastic? - payment system functionality 2. The mechanics of payment card transactions Part II. Easy Money: 3. In defense of credit cards 4. The psychology of card payments - card spending and consumer debt 5. Over the brink - credit card debt and bankruptcy Part III. The Puzzle of Payment Cards: 6. Explaining the pattern of global card use 7. The introduction of the payment card 8. Revolving credit 9. Point-of-sale debit 10. Convergence and exceptionalism in the use of cards Part IV. Reforming Payment Systems: 11. Indirect approaches: regulating interchange and encouraging surcharges 12. Contract design 13. Regulating information 14. Product design: affinity and rewards programs and teaser rates Part V. Optimizing Consumer Credit Markets and Bankruptcy Policy: 15. Causation, consumer credit and bankruptcy 16. Regulating consumer credit markets 17. Consumer bankruptcy reform Conclusion Endnotes Bibliography Index.
Introduction Part I. The Basics of Payment Cards: 1. Paper or plastic? - payment system functionality 2. The mechanics of payment card transactions Part II. Easy Money: 3. In defense of credit cards 4. The psychology of card payments - card spending and consumer debt 5. Over the brink - credit card debt and bankruptcy Part III. The Puzzle of Payment Cards: 6. Explaining the pattern of global card use 7. The introduction of the payment card 8. Revolving credit 9. Point-of-sale debit 10. Convergence and exceptionalism in the use of cards Part IV. Reforming Payment Systems: 11. Indirect approaches: regulating interchange and encouraging surcharges 12. Contract design 13. Regulating information 14. Product design: affinity and rewards programs and teaser rates Part V. Optimizing Consumer Credit Markets and Bankruptcy Policy: 15. Causation, consumer credit and bankruptcy 16. Regulating consumer credit markets 17. Consumer bankruptcy reform Conclusion Endnotes Bibliography Index.
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