Commerce in the proper sense is said to occur if the scale of exchange is large enough to include logistics and transportation of these products or services across various boundaries. In order for commerce to occur effectively, trade and industry have to take place together in a harmonious way. Trade within the context of commerce is the process of buying and selling goods and services through the use of some medium of exchange. In our case, trade would be the process that Mega Bakers use to sell its bread and other items from its bakery. In this regard, let's define another form of trade: barter trade or barter transactions. These are transactions where, rather than using money as the medium of exchange, the buyer and seller use a cashless medium. Barter transactions have to be agreed upon by both parties in order to be successful.All the fine details on time value for money, risk and insurance management, portfolio management, industry setting are all treated in this book.