In any case, the banking relationship refers to the bond of trust and business deliberately created, organized and maintained between a credit institution and its customer. We ardently remind you that this bond remains legal, and both parties are expected to master its outline, failing which the Courts and Tribunals are currently overwhelmed with cases opposing credit institutions and their partners. This is why the courts and tribunals are currently swamped with cases involving credit institutions and their partners. We have therefore decided to take the legal texts as our starting point, and to clarify them for banking professionals, legal theorists and practitioners alike, and all interested parties.