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To date, the relevance of the research topic of state regulation of the activities of housing cooperatives due to a number of economic, socio-political, law-making and law-enforcement aspects. In the Russian Federation investment in real estate is the most actively developing segment of the economy. In recent years practice showed that mortgage lending is unable to meet the housing needs of the majority of population, since practically all existing schemes of apartment purchase require that a person have sufficient initial capital at his/her disposal. For example, mortgage lending requires collateral in the form of real estate. As a result, a lot of money is "frozen. Getting real estate in housing, housing-building and housing-savings cooperatives is a more affordable form, as the shareholders are interested in minimizing their expenses.
To date, the relevance of the research topic of state regulation of the activities of housing cooperatives due to a number of economic, socio-political, law-making and law-enforcement aspects. In the Russian Federation investment in real estate is the most actively developing segment of the economy. In recent years practice showed that mortgage lending is unable to meet the housing needs of the majority of population, since practically all existing schemes of apartment purchase require that a person have sufficient initial capital at his/her disposal. For example, mortgage lending requires collateral in the form of real estate. As a result, a lot of money is "frozen. Getting real estate in housing, housing-building and housing-savings cooperatives is a more affordable form, as the shareholders are interested in minimizing their expenses.
To date, the relevance of the research topic of state regulation of the activities of housing cooperatives due to a number of economic, socio-political, law-making and law-enforcement aspects. In the Russian Federation investment in real estate is the most actively developing segment of the economy. In recent years practice showed that mortgage lending is unable to meet the housing needs of the majority of population, since practically all existing schemes of apartment purchase require that a person have sufficient initial capital at his/her disposal. For example, mortgage lending requires collateral in the form of real estate. As a result, a lot of money is "frozen. Getting real estate in housing, housing-building and housing-savings cooperatives is a more affordable form, as the shareholders are interested in minimizing their expenses.