This book is a comprehensive work on the Credit utilization pattern and overdues of District Central Cooperative Banks. Therefore, an attempt has been made in this book to study the types, structure, functions, size, area of operation, importance, and concept of overdues of District Central Cooperative Banks in India. The present book also focuses on the growth performance, profitability, credit utilization and credit pattern, overdues and recovery performance of District Central Cooperative Bank. This book has shown some important policy implications. Researchers, students, government executives, parliamentarians and legislators and the general readers who are interested in Credit utilization pattern and overdues of District Central Cooperative Banks will find the book immensely useful.