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Our Do It Yourself Debt Settlement Guide covers the entire negotiation process from beginning to end, walking you through step by step. Save up to 60% of what you owe on credit cards, medical bills & other unsecured debt. Learn to settle with creditors and collection agencies while stopping phone calls, lowering interest and halting fees Educate yourself on consumer rights while learning the secrets creditors don't want you to know. Get on the Road to Financial Freedom.