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This must-have volume examines both sides of the issues surrounding consumer debt, from attitudes towards debt and responsible debt management to national debt and resolving debt problems. Does the U.S. government manage debt responsibly? Are men more likely to struggle with finances than women? Should young people have credit cards? Should debtors be more conscientious toward creditors? These and many more questions are answered through the pro versus con format of this book. Readers will use their critical thinking skills to further develop their own intelligent opinions.