Discriminant Analysis In Loan Granting - A Case Study of KCB Kisumu - Bakker, Daniel;Esekon, Joseph
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A credit score is a statistical method that helps the banks to determine the likelihood of an individual paying back or not, the money he or she has borrowed. People have become increasingly dependent on credit. When you use credit, you are borrowing money that you promise to pay back within a specified period of time. Here we explored what a credit score is, how it is determined, why it is important and, finally, some tips to acquire and maintain good credit. this may decrease bad debts, and help to set risk based credit pricing for the clients and make credit granting faster and more accurate.…mehr

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Produktbeschreibung
A credit score is a statistical method that helps the banks to determine the likelihood of an individual paying back or not, the money he or she has borrowed. People have become increasingly dependent on credit. When you use credit, you are borrowing money that you promise to pay back within a specified period of time. Here we explored what a credit score is, how it is determined, why it is important and, finally, some tips to acquire and maintain good credit. this may decrease bad debts, and help to set risk based credit pricing for the clients and make credit granting faster and more accurate.
Autorenporträt
Bakker Daniel, Studied MSc. Applied Statistics at Maseno University, Kenya, and currently undertaking his PhD in the same area. He also is a Certified Monitoring and Evaluation Professional. He is a lecturer at the University of Eastern Africa, Baraton in the department of Mathematics and Physics and also the University's Quality Assurance Officer.