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This book fills a gap in the field of microfinance in Jordan. It presents the status of the microfinance sector, analyzes the role of the banking system in the microcredit market, examines the conformity between Islamic banking and provision of microfinance, investigates the socio-economic determinants of the borrowing process and the determinants of credit rationing in loan markets. This book points out that the banking sector plays a modest role in the microfinance market; religious beliefs negatively affect micro entrepreneurs' involvement in credit markets; there is no identifiable…mehr

Produktbeschreibung
This book fills a gap in the field of microfinance
in Jordan. It presents the status of the
microfinance sector, analyzes the role of the
banking system in the microcredit market, examines
the conformity between Islamic banking
and provision of microfinance, investigates the
socio-economic determinants of the borrowing process
and the determinants of credit rationing in loan
markets. This book points out that the banking
sector plays a modest role in the microfinance
market; religious beliefs negatively affect micro
entrepreneurs' involvement in credit markets; there
is no identifiable conflict between provision of
microfinance and the Islamic financing rules;
Islamic microfinance institutions do not really
exist in Jordan. Moreover, the socio-economic
variables were found to affect lenders' and
borrowers' behaviours.Credit rationing was found to
be problems for some borrowers, but not for the
majority. Finally, no discrimination against a
subgroup of borrowers was identified.
Autorenporträt
Born on 25th of August 1972, married, a citizen of Australia,
Ihab Khaled Magableh has studied his Ph.D in Economics from
The University of Sydney. He is a certified economic, SMEs and
Microfinance expert and Trainer. He works in many local and
regional NGOs. Curently, he is an assistant professor in the
German-Jordan University.