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![Lending Patterns on Microfinance institutions Profitability]( "Lending Patterns on Microfinance institutions Profitability")
Lending Patterns on Microfinance institutions Profitability36,99 €![The Systematic Risk of the Best-Performing Microfinance Institutions]( "The Systematic Risk of the Best-Performing Microfinance Institutions")
The Systematic Risk of the Best-Performing Microfinance Institutions37,99 €![Efficacité des politiques de prêt dans les institutions de microfinance au Kenya]( "Efficacité des politiques de prêt dans les institutions de microfinance au Kenya")
Efficacité des politiques de prêt dans les institutions de microfinance au Kenya26,99 €![Analysis of the financial performance and the survival of microfinance institutions in an uncertain environment]( "Analysis of the financial performance and the survival of microfinance institutions in an uncertain environment")
Analysis of the financial performance and the survival of microfinance institutions in an uncertain environment36,99 €![The Business Model of Microfinance Institutions]( "The Business Model of Microfinance Institutions")
The Business Model of Microfinance Institutions22,99 €![The Role of Informal Micro finance Institutions in Tanzania]( "The Role of Informal Micro finance Institutions in Tanzania")
The Role of Informal Micro finance Institutions in Tanzania53,99 €![Financial Sustainability of Microfinance Institutions in Ethiopia]( "Financial Sustainability of Microfinance Institutions in Ethiopia")
Financial Sustainability of Microfinance Institutions in Ethiopia32,99 €
Microfinance loans, savings, and other basic financial services are important to the poor. Microfinance differs in key concepts from conventional banking in that it employs different collateral substitutes to deliver and recover loans. Such collateral substitutes are anchored on lending policies and dynamic incentives which allow the loan size to increase over time upon satisfactory repayment, mandatory savings, and regular repayment schedules. Joint liability constraints the group borrowing ability as individuals; interest fees, penalties and commissions on these loans further affect the customer; this calls for prudent credit management from microfinance institutions to minimize the default. This study sought to establish the effect of lending policies on financial performance of microfinance institutions in Kisii County, Kenya with a specific interest on KWFT. The research objectives were: to determine the influence of group liability policy on the financial performance of microfinance institutions in Kisii county; to establish the effect of monitoring policies on the financial performance of microfinance institutions in Kisii county.