Emerging Issues in Managing Financial Literacy: The Indian Experiment
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This book examines the changing role and emerging issues of financial literacy in Mumbai city. The development and outcome of financial literacy has been directly tackled rather than excessive generalizations and theoretical disposition and disputation. This piece of research through its findings has tried to identify the missing links between theory and practice. There is a wide gap between the level of financial literacy perceived by the respondents and the actual level of financial literacy. the financial literacy differential relates to differences in gender, marital status, employment sta...
This book examines the changing role and emerging issues of financial literacy in Mumbai city. The development and outcome of financial literacy has been directly tackled rather than excessive generalizations and theoretical disposition and disputation. This piece of research through its findings has tried to identify the missing links between theory and practice. There is a wide gap between the level of financial literacy perceived by the respondents and the actual level of financial literacy. the financial literacy differential relates to differences in gender, marital status, employment status, having children and to some extent in educational attainment. The youth tend to start financial planning at a stage later than they considered ideal. The majority of the students and the numerous graduates who start earning by the time they are in their twenties do not know how the market works and are hence unaware of the investment options available to them. Financial education need not be imparted only through schools and colleges. Banks, investors, social service organizations, the community and society should be urged to come forward and contribute in imparting education.
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