Secular ethics, presents a framework to choose the right from wrong. There is also a framework for ethical dilemmas. From our secular world, there are four main ethical approaches: utilitarianism, rights and responsibilities, theories of justice, caring. Unfortunately, academic literature created a "fog" level because there were so many possible exceptions to these theories of philosophy that the philosophers continued to clarify their clarifictions, ad. nauseum. To provide the practitioner with a good basis for analyzing a problem, this work explains these ideas in short, understandable fashion.