Factors determining Consumer Adoption of Internet Banking - Annamalah, Sanmugam
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Internet banking has played a vital role in the e-payment as it provides an online transaction platform to support many e-commerce applications such as online shopping, online auction, and Internet stock trading. In contrast to online purchases, the adoption of Internet banking is typically more complex, as it initiates a long-term relationship between the consumer and online banking services. This study examines various socioeconomic and demographic factors associated with the decision to adopt Internet banking.The Logit and OLS models were formulated to examine the decision to adopt Internet…mehr

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Produktbeschreibung
Internet banking has played a vital role in the e-payment as it provides an online transaction platform to support many e-commerce applications such as online shopping, online auction, and Internet stock trading. In contrast to online purchases, the adoption of Internet banking is typically more complex, as it initiates a long-term relationship between the consumer and online banking services. This study examines various socioeconomic and demographic factors associated with the decision to adopt Internet banking.The Logit and OLS models were formulated to examine the decision to adopt Internet banking. The outcome from the empirical analysis demonstrates individual's income level, computer literate,frequent visit to the bank branches and Internet access were found to be statistically significant.
Autorenporträt
Chong Sue Wei, ha conseguito un MBA presso l'Università di Sunderland e un BA (Hons) in Banca e Finanza presso l'Università di Sheffield Hallam. Oltre 10 anni di esperienza nel settore bancario e finanziario della Malesia e della Cina, attualmente lavora in una società di leasing finanziario in Cina.