Factors influencing Adoption of Cattle Insurance
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Cattle insurance is an insurance product designed to combat the risks arising in cattle rearing. For the rural areas, the supplementary income derived from cattle rearing is a great source of support to the farmers facing uncertainties of crop production but it involves considerable amount of risks too, as the tropical climate and poor hygienic conditions present in India are factors that aggravate diseases such as Mastitis, Foot and Mouth Disease (FMD) and Hemorrhagic Septicemia (HS). Above all, the high mortality rate is the biggest challenge for cattle owners as it leads to a precipitous fa...
Cattle insurance is an insurance product designed to combat the risks arising in cattle rearing. For the rural areas, the supplementary income derived from cattle rearing is a great source of support to the farmers facing uncertainties of crop production but it involves considerable amount of risks too, as the tropical climate and poor hygienic conditions present in India are factors that aggravate diseases such as Mastitis, Foot and Mouth Disease (FMD) and Hemorrhagic Septicemia (HS). Above all, the high mortality rate is the biggest challenge for cattle owners as it leads to a precipitous fall in their income. The study entitled "Factors Influencing the Cattle Rearers in Adoption of Cattle Insurance: An analytical study" was undertaken with the specific objectives such as, a) To identify level of awareness and attitude towards cattle insurance among cattle rearers, b) To identify the factors influencing cattle rearers to opt for cattle insurance, c) To elicit constraints in adoption of cattle insurance. The cattle insurance experience from foreign countries has also been discussed. Thus the finding of the study shall be very much useful for making policy decisions for government.
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