Financial Exclusion and Microcredit - Awal, Russel
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This research aimed to extract a clear definition of financial exclusion and the importance of microcredit or informal finance (a soft loan or liberalised or collateral free loans) as a tool to combat financial exclusion for financially excluded people or for small businesses credit market and its importance, which foster income generation and poverty elevation through enhancing self-employment in deprived area or people who else otherwise excluded from access to any formal financing system in the UK. A systemetic approach is adopted to analyse the operation mechanism of a successful…mehr

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Produktbeschreibung
This research aimed to extract a clear definition of financial exclusion and the importance of microcredit or informal finance (a soft loan or liberalised or collateral free loans) as a tool to combat financial exclusion for financially excluded people or for small businesses credit market and its importance, which foster income generation and poverty elevation through enhancing self-employment in deprived area or people who else otherwise excluded from access to any formal financing system in the UK. A systemetic approach is adopted to analyse the operation mechanism of a successful microfinance institution model from an international perspective like Bangladesh (Grameen Bank) and analyse similar peer lending' model and its viability in the UK.
Autorenporträt
Graduated in Electronic Engineering in 1999 from University of Madras, and consecutively Graduated in Master of Foreign Trade from Pondicherry University, India. In 2007 achived an MSc in Banking and Finance degree in Economics from University of Stirling, UK. First acdemic research paper was published in 1999 in Electronic Engineering.