This book is about how financial inclusion affects the saving culture of individuals in Uganda.Ugandan's access to financial services has improved dramatically in recent years. More than half of Uganda's adult population now has access to an account at a formal financial institution. This is almost twice as many as in 2009. The entry and fast penetration of mobile money is the main reason for the increase, having allowed 8 million Ugandans to conduct financial transactions. The government should maintain and expand its commitment to increasing the level of financial inclusion, if Uganda is to achieve its aspirations of increased growth and shared prosperity. In this regard, the recently developed National Financial Inclusion Strategy, which, if implemented well, could be a significant step towards ensuring that more Ugandans can access a broader range of affordable, high-quality financial services.