Financial Inclusion of Micro, Small and Medium Enterprises in Nigeria
Issues and Challenges
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The book investigates the factors militating against the financial inclusion of micro, small and medium enterprises (MSMEs) in Nigeria and the influence of financial inclusion of MSMEs on the nation's economic growth. Principal Component Analysis was used for data analysis while narrative technique was used to report major responses from interview and focus group discussion. Findings suggest that interaction of variables constituted the factors that significantly affect the financial inclusion of MSMEs in Nigeria such as non-conducive banking services and facilities; unfavourable and uncertain...
The book investigates the factors militating against the financial inclusion of micro, small and medium enterprises (MSMEs) in Nigeria and the influence of financial inclusion of MSMEs on the nation's economic growth. Principal Component Analysis was used for data analysis while narrative technique was used to report major responses from interview and focus group discussion. Findings suggest that interaction of variables constituted the factors that significantly affect the financial inclusion of MSMEs in Nigeria such as non-conducive banking services and facilities; unfavourable and uncertainties in business environments; and financial illiteracy and language barrier among others. Financial inclusion of MSMEs through deposit mobilization and provision of micro credits by microfinance institutions leads to expansion of business and increased profit which ultimately translate to economic growth.
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