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Financial independence is a crucial concept that resonates deeply with young and middle-aged adults, particularly when contemplating retirement. At its core, financial independence means having sufficient personal wealth to live comfortably without the need to work actively for basic necessities. This state allows individuals to make choices that align with their values and desires, whether that includes early retirement, pursuing passion projects, or simply enjoying life without financial stress. Understanding what financial independence means is essential for anyone aiming to shape their retirement age and lifestyle.
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