Consumers are gradually weaving their digital and physical worlds together, with businesses conducted by numerous networks. Association between banks and the retail ecosystem will intensify to provide customers with a bunch of products. Differences between financial and non-financial service providers will smudge; an inter-connected and mutual ecosystem of service providers will emerge. Banks will assimilate financial services, wallets, payments, shopping services etc., to deliver a better customer experience by partnerships and acquisitions. Banks of the future will have to be lively and bend organizations with technology integrated to support a sustainable and scalable business. The Indian banking background is anticipated to evolve to have regional as well as national players. A bank that avoids "one-size and fits-all products", acts as a knowledge banker and is able to provide all financial needs at a click and is fundamentally strong, manages risk and adheres to global regulations, connect IOS and Android platforms to the fullest, better design, faster and expedient delivery channels will no doubt be called a successful bank.
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