Financing Small and Medium Enterprises and Role of the Banking Sector
Felis Muhau Kapepiso
Broschiertes Buch

Financing Small and Medium Enterprises and Role of the Banking Sector

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Small and medium enterprises (SMEs) are universally recognized as a key force in driving forward the economic development; however, SME entrepreneurs face a variety of challenges including lack of access or limited access to formal financial services. Using mixed method research, the study attempted to analyses the SME ease of access to finance from banks and the impact of bank finance on their performance measured as return on assets (ROA). Contrary to many other studies, the results show that sample SMEs in Namibia had good access to finance from banks. The study further establishes that ava...