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Findependence Day presents personal finance in a "can't put down" story format easily digested by young adults entering the workforce and the world of money. Because money problems often cause marital breakups, it focuses on the financial journey of a young couple who experience the usual ups and downs of job loss, buying homes, raising children, investing and pensions, starting businesses, coping with stock market volatility, and more. The secrets of financial independence are critical wherever you are in the financial life cycle: · Newlyweds embarking on family formation will discover the importance of financial planning. · Debt-plagued graduates will be motivated to embrace "guerrilla frugality." · Home-owners will learn the foundation of financial independence is a paid-for home. · Those in their first jobs will embrace employer 401(k) plans, traditional IRAs, and Roth IRAs. · New parents will discover the need for life insurance and saving for children's education. · Mid-life investors will learn how to cut costs in their portfolios while benefiting from the expertise of financial planners. · Those near retirement will learn about advanced concepts like annuities and Asset Dedication.¿ How to leave full-time employment for a "Work Optional" lifestyle.