Fundamentals of Insurance Regulation - Guenter, Raymond A; Ditomassi, Elisabeth
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Providing a clear explanation of the complex state-based regulatory system that governs the U.S. insurance industry, this guide presents the applicable statutes, regulations, and judicial decisions. In addition, it discusses the industry's products, operating procedures, distribution channels, and financial characteristics and performance. To round out the picture, it describes the core objectives of the regulatory process, how and by whom policy is formulated, and how the rules are enforced. Topics include: limits of state authority and the impact on competition; rate setting; solvency…mehr

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Produktbeschreibung
Providing a clear explanation of the complex state-based regulatory system that governs the U.S. insurance industry, this guide presents the applicable statutes, regulations, and judicial decisions. In addition, it discusses the industry's products, operating procedures, distribution channels, and financial characteristics and performance. To round out the picture, it describes the core objectives of the regulatory process, how and by whom policy is formulated, and how the rules are enforced. Topics include: limits of state authority and the impact on competition; rate setting; solvency regulation; secondary and alternative markets; consumer protection; preemption under the McCarran-Ferguson Act; health insurance; the NAIC and the future of insurance regulation.
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Autorenporträt
Raymond A. Guenter is a member of the faculty of Boston University School of Law¿s Morin Center for Banking and Financial Law Studies in Boston, Massachusetts, where he has taught Government Regulation of Insurance for the last 20 years. He is also of counsel to the Bergen Law Offices, L.L.C., Albuquerque, New Mexico, where he counsels client on a broad range of insurance issues. Elisabeth Ditomassi is a member of the faculty of Boston University School of Law¿s Morin Center for Banking and Financial Law Studies in Boston, Massachusetts. Currently she is Head of Compliance and Regulatory Affairs for North America for a large global insurer that offers specialty property and casualty coverages in the insurance and reinsurance markets worldwide and in Lloyd¿s markets throughout the world through its Lloyd¿s Syndicate.