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This study is a product of an intense PhD degree research that was conducted in 2012 in Nigeria. It is recommended for policy makers and all that are in positions of power and authority; especially in less developed nations. It is equally good for scholars and those researching into ways that could liberate emerging economies from vicious circles of underdevelopment. Equally, it is a good material for post-doctoral scholars or those studying Finance at the undergraduate and post graduate level.