How to pay off your mortgage in 6 to 8 years - Correa, Joe
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How to pay off your mortgage in 6 to 8 years: Wealth habits of the rich that will save you thousands By Joe Correa Want to pay off your mortgage and be out of debt? This book has the solution. It's full of valuable ideas and examples that others have used to eliminate their mortgage debt in just a few years. You will learn how to minimize expenses and plan your pay off strategy in an organized and practical manner. What do banks offer as a solution? Most banks only give you one option which is basically to send your payment every month for the next 30 years. Yes, you will have paid off your…mehr

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Produktbeschreibung
How to pay off your mortgage in 6 to 8 years: Wealth habits of the rich that will save you thousands By Joe Correa Want to pay off your mortgage and be out of debt? This book has the solution. It's full of valuable ideas and examples that others have used to eliminate their mortgage debt in just a few years. You will learn how to minimize expenses and plan your pay off strategy in an organized and practical manner. What do banks offer as a solution? Most banks only give you one option which is basically to send your payment every month for the next 30 years. Yes, you will have paid off your mortgage by then but there's a better way. A faster way and easier way that requires simply planning for what needs to be done. Do you have a 30 year mortgage? Do you have credit card debt? Do you make insurance and property tax payments? If you answered "yes" to any of these questions, you can seriously lower your mortgage debt and the time it takes you to pay it off. If you answered "no", there's still other options that are explained in detail. Most books give you general ideas as to what you can do to eliminate your mortgage debt but this book shows you how it's done with real examples and solutions. You will see how payments amortize, how much interest goes towards payments, and how much interest you will pay over the life of the loan when presented with different solutions. Why is paying off your mortgage important? Having a 30 year mortgage can be a blessing and a headache at the same time. Most people finance their first home while in their 30's which means they will finish paying off their mortgage in their 60's if not later. When you finally pay it off, you will have eliminated one of your largest monthly payments and you can now start saving a lot more than before. Guess what? You are around retirement age or coming close to it so what will happen to your income? For some, it will remain the same. For others, it will decrease slightly. And for many, it will disappear and you will have to live off your retirement savings for however long they last. Having less expenses sooner than later will equate to more savings for years to come and having less payments to make will reduce the financial burden when you have retired. Taking proactive steps towards paying off your mortgage sooner will change your life. It will allow you to free up time to do what you really want to do and work less. Pay off your mortgage and start living the life you have always wanted! Go on vacation, spend time with loved ones, or start a new business.
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Autorenporträt
For many years I have helped people to finance their homes or to lower their payments. I have worked for different banks, lenders, and a large investment advisory firm. I started as a college math professor at Miami-Dade Community College teaching all math subjects I was asked to teach at age 23, which was kind of awkward for many of my students as many of them were around my age or older but my ability to teach others and to master math helped me make difficult subjects easy to understand. That's why my classes became larger and larger. I was approached by Union Planters Bank which is now Regions Bank, one of the largest banks in the country, and worked for them as a Financial Sales Representative at one of their branches. This was an important learning stage for me that allowed me to see the value in helping others. On a daily basis, I was required to open the bank doors, open the bank vault, open personal and business bank accounts, complete home equity lines of credit and home equity loans, and many other tasks. I especially enjoyed closing home equity loans and wanted to learn more so I got my mortgage license and went to work for a mortgage company on a commission basis. Everybody was busy. There was so much work and so many banks eager to lend. A year later I started my own mortgage business and soon transitioned to a correspondent lender, which later became one of the top 100 in the state of Florida. I was able to help hundreds of people to buy a home, refinance to lower payments, and to take cash out to pay off debts or reinvest. When the economy slowed down and banks slowed down lending I decided to focus on helping investors by becoming an investment advisor. I got my series 67 license and started my own investment advisory business. Most investors had lost trust in the economy and did not want to reinvest so I decided to help others by educating them. I hope this book reaches as many people as possible and helps shape a new future for many that might feel stranded on their own without a solution.