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You've got to have the WHY before the HOW. This book takes your hand, gives you the WHY to plan for tomorrow, and begins helping you start a better financial future. A combination of stories, exercises, and tips propels you in the direction you need to go. It's a different approach than you might expect, but it has been successful in helping many in the past. This book not only helps you establish your "WHY" to a better financial future, but helps you with realistic beginner steps to guide you along the way. So roll up your sleeves, get something to write with, and get excited about your financial future. Let the good times begin.