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Human resources are the energies, skills, talents and knowledge of people which potentially can, and should be applied to production of goods and services. The route of human resources in management is that of all the ¿M's in management, i.e. management of materials, machines, methods, money and motive, and the most important ¿M¿ is for man or human resources. Human resources should be utilized to the maximum possible extent in order to achieve individual and organizational goals. In organizations, results and productivity are directly proportional to the quantity and the quality of its human resources. Indian cooperative banking movement has passed through hundred years of its existence. At the same time, human resources management has been a neglected field in cooperative banks over a period of time and poor image of cooperative bank employees in the society affects their morale. Only recently has there been a greater recognition of this function It plays a vital role in the economic development of the state particularly in rural areas.
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