Economic stability has been maintained at the level of our society due to the advanced policy of our independent state, which is financially, currency-credited.One of the main pillars on which the economy of any country rests is the economic banking system.But there are some problems in the banking system. In the countries of developing economies, this is a serious highlighting of a number of serious problems that commercial banks of the Central Bank are taking measures for in the Republic of Uzbekistan. In particular, there is an increasing trend of overdue loans in the total volume of credit deposits of a number of small and medium-sized commercial banks of our Republic.