"INNOVATION AND DEVELOPMENT IN FINANCIAL SERVICES"A Book on Financial Services for All !!! A book of Prof. Ms. Manjushri A. Kadam and Dr. Anil Gaikwad is a decent contribution to the Financial Services Sector. A Book on Financial Services which is useful to all to make best financial decisions in Business organizations. This Book is important for all financial Institutions , Financial managers , Students of Financial Elective and all other stakeholders of Financial Management . It also helps in identifying the various innovations in this sector and current developments which are affecting various functions of financial services . Business Organizations and other Institutions will be benefited by this books . What Is Financial Innovation? Financial innovation is the process of creating new financial products, services, or processes. Financial innovation has come via advances in financial instruments, technology, and payment systems. Digital technology has helped to transform the financial services industry, changing how we save, borrow, invest, and pay for goods. This book will be most useful to Financial sector.