This book is an attempt to understand the institutional approach to rural development of Bangladesh. The main objective of the present research is to find out how effective is the role of micro credit for the development of the agro-based rural society of Bangladesh, based on the analysis and searching examination of fact provided by the field level study. To what extent micro credit plays a role in the rural economy is still a debatable question. But it is true that micro credit may be considered as a step toward rural development and poverty reduction, only if the loaning governmental organizations remove the mismanagement in the process of giving loans and if the nongovernmental organizations give up their commercial mentality. This book reveals the role of micro credit in the rural development of Bangladesh.