Narendra Agri, Sanjai Kumar Srivastava, Rojani Mishra

Institutional Credit Flow to Farmers in Hill:An Analysis of Credit Gap

Production and Investment Credit Gap in Hills of Uttarakhand,India

• Broschiertes Buch

Produktbeschreibung

The Indian Himalayan Region is divided into North-Eastern and North-Western Himalayan Region that includes 11 states out of which 3 states exist in North-Western Region.Uttarakhand is one of the 3 states embraced by North-Western Himalayan Region.Agriculture is the major occupation in hill region which mainly consists of small and marginal farmers.With saving being negligible among small and marginal farmers, agricultural credit appears to be an essential input for higher production. Although state is having different financial institutions for effective credit support to the farmers but many farmers do not get institutional credit in adequate quantity, at right time, at reasonable cost.Therefore there is need to focus on existing access to formal credit for agricultural purposes by different farmers in hill agriculture of Uttarakhand.The major policy implications of the study are the need to recast the Scale of Finance and to follow by different financial institutions,launch extension programmes regarding credit facilities,expansion of coverage area of financial institutions.

Produktdetails

• Verlag: LAP Lambert Academic Publishing
• Aufl.
• Seitenzahl: 144
• Englisch
• Abmessung: 220mm
• ISBN-13: 9783659103810
• ISBN-10: 3659103810
• Artikelnr.: 35543117

Autorenporträt

Mr. Narendra Agri has obtained his M.Sc.degree in Ag(Agricultural Economics) from GBPUAT,Pantnagar,India in 2011 and presently working in Bank of Baroda,India as an Assistant Manager.Dr.S.K.Srivatava is presently a faculty member in Dept. of Agricultural Economics,Pantnagar. Ms.Rojani Mishra is SRF in same department,GBPUAT,Pantnagar,India.