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The insurance industry is a useful, necessary industry, effective in economic development and strengthens the spirit of cooperation and collaboration. One of the indicators of progress in the world is per capita insurance. This shows that dealing with different types of insurance is very important in raising the standard of living of people. This industry has three important effects: "increasing security in various areas of life and economic activities", "increasing investment, employment and economic growth" and "equitable distribution of risks and promoting economic justice and reducing poverty due to the risks that affect a part of society. Has an important place in the development and excellence of a country...