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This project is meant to integrate Concordia University's Student ID Card, Access Card, Health Insurance Card and STM(Metro and Buses) Opus Card into a single card (referred to as "ISAOI"). This will offer convenience to students by allowing them to avail services of STM (transportation), Blue Cross (Health Insurance) and Concordia University using "ISAOI" card. From University's perspective this will speed up card issuance time (initial) and improve overall efficiency. The Card will save time and cost and will prove to be overall beneficial.This integrated card is given a name "ISAOI" card. "ISOAI" stands for Integrated Student ID card, Opus card, Access Card and Insurance card (Health card). We propose the Idea of integrated Student card management for the students in Universities in this book.