Abbreviations; List of figures and tables; Preface; Introduction; Part I.
Introduction to Electronic Finance and Internet Banking: 1. Internet
banking in Europe: basic concepts and recent trends; 2. The legal
foundations of electronic banking activities; Part II. Online Banking and
International Market Access: The Causes of Incomplete Financial Integration
and What To Do About Them: 3. How excessive regulation and legal
uncertainty affect cross-border electronic banking and why policy reforms
are justified; 4. The governance of the European market in cross-border
electronic banking activities: why mutual recognition of national laws on
the basis of 'home country' control is the best institutional choice; Part
III. EU Harmonization and Convergence of National Laws Relating to
Electronic Banking Activities: 5. Risks and regulatory concerns relating to
electronic banking activities and the convergence of national prudential
regulatory standards; 6. EU measures of legal harmonization concerning
electronic commerce and distance marketing of financial services, data
protection, banking contracts and investor protection; Part IV. Applicable
Law and Allocation of Regulatory Responsibility in Cross-border Electronic
Banking Activities: 7. Cross-border Internet banking and the principle of
'home country' control in the EU financial services directives; 8. Mutual
recognition of national laws under the principle of 'country of origin' of
the Electronic Commerce Directive; 9. Applicable law and jurisdiction in
cross-border electronic banking contracts; Conclusions; Select
bibliography.
