This book is intended as a guide for those who do not know the contours of market finance in the WAEMU zone, financial analysis, portfolio management; inaccessible to the general public due to limited resources and lack of information. By reading it, you will be able to assess your assets, draw up a budget and familiarize yourself with the means of payment, the schemes of fraudsters and credit. It also describes the context in which Africa is evolving with the implementation of the FTAA. We also address the issue of succession.