This study will be able to provide a systematic feedback to the financing institutions for boosting up their operational network about KCC. This investigation, which was carried out in the Raipur district, shall enable the policy makers, economist and the extension workers to develop sound rural development programmes and policies based on the local conditions. These may also have wider applicability in the areas within and outside the district/state or both having similar conditions. Further, it will help to the financing agencies to find solution to maximize utilization of KCC by the beneficiaries and highlight the problems faced by the beneficiaries at the time of KCC utilization.
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