LEGAL REGIME OF INSURANCE MIDDLEMEN IN NIGERIA - Geoffrey Toby, Ph.D, Boma
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Insurance middlemen play a pivotal role in helping insurance consumers protect themselves against unforeseen future risks, and the world to respond to intractable interruptions of the twenty-first century. This is indispensable and without a doubt a direct outcome of their marketing role. They carry out this role through marketing and communication of complex insurance services directly to end-users with a promise to compensate the insured or a third party, relying on specified legal terms and conditions to cover the contingent event if it occurs. However, the primary legislation on insurance…mehr

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Produktbeschreibung
Insurance middlemen play a pivotal role in helping insurance consumers protect themselves against unforeseen future risks, and the world to respond to intractable interruptions of the twenty-first century. This is indispensable and without a doubt a direct outcome of their marketing role. They carry out this role through marketing and communication of complex insurance services directly to end-users with a promise to compensate the insured or a third party, relying on specified legal terms and conditions to cover the contingent event if it occurs. However, the primary legislation on insurance in Nigeria - The Insurance Act, LFN, 2004, provided for middlemen in sections 34 - 49, (sixteen sections only). A 17years old federal law covering insurance, Agents, brokers and loss adjusters in Nigeria. This law restricts the scope of middlemen and is now challenged by modern tech innovations across; it falls below international insurance middlemen standards and practice. Thus, the need for a review of the extant law to a strong, systematic and comprehensive one allowing for tech innovations, enlarged scope of middlemen. These will grow insurance and diminish apathy in the Nigeria.
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Autorenporträt
Boma Geoffrey Toby tiene un doctorado en Derecho de Seguros de la Universidad Estatal de Abia. Fue el mejor estudiante graduado en su programa de postgrado en derecho y actualmente es profesor titular de la Facultad de Derecho de la Universidad Estatal de Rivers desde hace 16 años. Tiene más de 44 artículos revisados por colegas en revistas locales e internacionales. Boma ha sido bendecida con tres hijos encantadores.