LEGAL REGIME OF INSURANCE MIDDLEMEN IN NIGERIA - Geoffrey Toby, Ph.D, Boma
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Insurance middlemen play a pivotal role in helping insurance consumers protect themselves against unforeseen future risks, and the world to respond to intractable interruptions of the twenty-first century. This is indispensable and without a doubt a direct outcome of their marketing role. They carry out this role through marketing and communication of complex insurance services directly to end-users with a promise to compensate the insured or a third party, relying on specified legal terms and conditions to cover the contingent event if it occurs. However, the primary legislation on insurance…mehr

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Produktbeschreibung
Insurance middlemen play a pivotal role in helping insurance consumers protect themselves against unforeseen future risks, and the world to respond to intractable interruptions of the twenty-first century. This is indispensable and without a doubt a direct outcome of their marketing role. They carry out this role through marketing and communication of complex insurance services directly to end-users with a promise to compensate the insured or a third party, relying on specified legal terms and conditions to cover the contingent event if it occurs. However, the primary legislation on insurance in Nigeria - The Insurance Act, LFN, 2004, provided for middlemen in sections 34 - 49, (sixteen sections only). A 17years old federal law covering insurance, Agents, brokers and loss adjusters in Nigeria. This law restricts the scope of middlemen and is now challenged by modern tech innovations across; it falls below international insurance middlemen standards and practice. Thus, the need for a review of the extant law to a strong, systematic and comprehensive one allowing for tech innovations, enlarged scope of middlemen. These will grow insurance and diminish apathy in the Nigeria.
Autorenporträt
Boma Geoffrey Toby tiene un doctorado en Derecho de Seguros de la Universidad Estatal de Abia. Fue el mejor estudiante graduado en su programa de postgrado en derecho y actualmente es profesor titular de la Facultad de Derecho de la Universidad Estatal de Rivers desde hace 16 años. Tiene más de 44 artículos revisados por colegas en revistas locales e internacionales. Boma ha sido bendecida con tres hijos encantadores.