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Life does not render equal opportunity to everyone. Geographically people living in developed nations have more opportunity viable than the people in other parts. While major part of development lies with the government of any country, one cannot deny the role of different stakeholders in the same.Today widespread awareness is related to women empowerment throughout the world. Ethiopia, an African nation, called the Horn of Africa falling under the least developed category according to western standards is also not an exemption to this. Researcher's tend to study a number of aspects in Ethiopia leaving a part of it called Somali Region.This book is a report of a research carried out in the Kebri Dehar, city of Somali Region, to know the financial inclusiveness in the city and the factors leading to exclusion.I thank the Almighty for blessing me with all the supporting environment to carryout this project. I extend my thanks to Kebri Dehar University for funding the project and all the data collectors for their support.A special thanks to the city of Kebri Dehar for accepting me as one among them and the love and care bestowed upon me. Thanks to Ananya and Aryan for all the help.