The Study was conducted in Dodola town of Oromia Regional State, by taking two different ownership Micro-finance institutions. The study results is necessary for developing countries to indicate their Micro-finance institutions positions in comparison to other forms of financial institutions exists in the World. Micro-finance institutions are essential for developing countries financial problems as well as to address their financial shortages. Micro-finance by nature not only solving the financial problems rather they addressed the social as well as working in line with friendly with their social groups.
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