Have you ever wondered what will become of you in the future? Have you ever thought about what will happen to you and your finances when you can no longer work? Have you ever heard of pension plans? If the answer to any of these questions is yes, and regardless of your age, you should find out about pension plans, a tool that is said to be indispensable and that the government encourages so much, but... Is it really so indispensable? What is it and how is it structured? Is it worth getting one? I will give you the answer below, just keep on reading...