Loan operations under the cooperative credit union laws in Cameroon
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Loan operations are essential elements for the growth and development in the Micro-financial institutions in Cameroon. Given that the Co-operative credit union is a financial institution for the peasants and the half nuts. Hence its members are peasants who do not have valuable securities to support their loan applications. Despite this short comings, the Co-operative Credit Union is still charged with the responsibility of granting loans to her members. However the loans granted need to be repaid timorously to ensure sustainability, because the Cooperatives Credit unions have no existing capi...
Loan operations are essential elements for the growth and development in the Micro-financial institutions in Cameroon. Given that the Co-operative credit union is a financial institution for the peasants and the half nuts. Hence its members are peasants who do not have valuable securities to support their loan applications. Despite this short comings, the Co-operative Credit Union is still charged with the responsibility of granting loans to her members. However the loans granted need to be repaid timorously to ensure sustainability, because the Cooperatives Credit unions have no existing capital like other financial institutions. They rely on the savings, deposits and shares of other members to run their institutions. Loan operations is therefore vital for a good mastery by co-operators, lawyers, students, lecturers and members among others.
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