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As a professor turned financial planner, I have two goals: to explain financial concepts so that they are clear to you, and to help you determine which strategies are suitable for your situation. If you were sitting in my office, those goals would shape our conversation. Since we may not meet, I have written this book to provide information and resources to help you with this critical and potentially life changing health issue. I know how hard this can be, since my mother had dementia. I wish you the strength and peace to guide you through the process of making important decisions about preparing for long-term care.